Our Story

In 1983 a group of like-minded contractors came together with the goal of building a uniquely different insurance company to meet the needs of the local commercial construction industry. They focused on risk management, service and market specialization to create an insurance carrier that truly understood the complexities of their businesses and the industry. Their original vision remains the foundation for Midwest Builders’ Casualty.

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What Sets Us Apart

Midwest Builders’ Casualty recognizes the uniqueness of your business and brings value to our policyholders through our specialization and focus on providing workers’ compensation for the construction, manufacturing and related industries.

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A specialized insurance carrier focused on providing workers’ compensation for construction, manufacturing and other related industries.

Corporate Governance

A successful organization must have strong leadership and vision. Our commitment to providing the highest level of service to our policyholders starts at the top and is shared by all our employees.

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A.M. Best Rating

Midwest Builders’ Casualty Mutual Company shares its A.M. Best Rating of A- VII (Excellent) with both Bearing Midwest Casualty and Horizon Midwest Casualty. The rating of A- (Excellent) has been maintained since first being awarded in 1998.

Policyholder & Agent Testimonials

No one is better qualified to tell you about Midwest Builders’ Casualty than our policyholders and agency partners. They understand and have experienced firsthand how we make service the most important part of our business and why 98% of our policyholders elect to renew their coverage with us annually.


“I’m grateful to call Midwest Builders’ Casualty a key partner of Holmes Murphy & Associates and above all else I’m thankful for how they approach doing business – simple, consistent, honorable, and valuable.” –Joe Tiernan, Holmes Murphy & Associates

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